What are mortgages?

Some articles on mortgages, mortgage:

Super Jumbo Mortgage - Amortization Types
... While historically super jumbo mortgages were primarily short term adjustable rate principal interest mortgages, interest only options and payment cap or ... While 30 year fixed rate mortgages are available in the super jumbo category, they do not represent the majority of super jumbo mortgages. 3/1 ARM, 5/1 ARM, 7/1 ARM and 10/1 ARM Adjustable Rate Mortgages are more popular amongst super jumbo mortgage applicants than with the general public, however the greatest increase in ...
Late-2000s Recession - Causes - Overview
... standards to continue feeding the global demand for mortgage securities, generating huge profits while passing the risk to investors ... became dependent on being able to refinance their mortgages ... households often had adjustable rate mortgages, which had lower initial interest rates and payments that later rose ...
Late-2000s Financial Crisis - Background - Growth of The Housing Bubble
... or financing consumer spending by taking out second mortgages secured by the price appreciation ... Investment banks on Wall Street answered this demand with products such as the mortgage-backed security and the collateralized debt obligation that were ... Wall Street connected this pool of money to the mortgage market in the U.S ...
Ship Mortgage - Registration of Statutory Mortgages
... The registration of a ship mortgage is essential to have legal effects, though failure to register does not render the mortgage void under Merchant Shipping Acts, any unregistered ... of delivery, is free from all charters, encumbrances, mortgages and maritime liens or any other debts whatsoever." For buyers, registration of ships with mortgages is ...
Alternative Mortgage Transaction Parity Act Of 1982
... The Alternative Mortgage Transaction Parity Act of 1982, also known as AMTPA, preempts state laws that restrict banks from making any mortgage except conventional fixed rate amortizing ... Mortgages allowed by the act included Adjustable-rate mortgages, in which the interest rate becomes floating after a number of years ... Balloon payment mortgages have a large payment remaining when the loan comes due ...