Lending Standards

Some articles on lending standards, standards, lending:

Subprime Mortgage Crisis - Causes - High-risk Mortgage Loans and Lending/borrowing Practices
... Lending standards particularly deteriorated in 2004 to 2007, as the GSEs market share declined and private securitizers accounted for more than half of mortgage securitizations ... The combination of declining risk premiums and credit standards is common to boom and bust credit cycles ... factors other than credit score that affect lending ...
Subprime Mortgage Crisis Solutions Debate - Regulation - Mortgage Lending Regulations - Arguments For Establishing Minimum Down Payments and Lending Standards
... Lending standards declined sharply before the financial crisis ... There is strong evidence that lending standards generally loosen during prosperous times, and that permitting financial institutions to compete with each other for revenue and market share by lowering ... "relatively high" minimum down payments and stronger underwriting standards ...

Famous quotes containing the words standards and/or lending:

    “The home is a woman’s natural background.... From the beginning I tried to have the policy of the store reflect as nearly as it was possible in the commercial world, those standards of comfort and grace which are apparent in a lovely home.”
    —Hortense Odlum (1892–?)

    “And lending it one mental fillip the more, the fact that all these people were inwardly attacked by well-nigh resistless decay, and that most of them were feverish.”
    —Thomas Mann (1875–1955)