What is basel ii?

Basel II

Basel II is the second of the Basel Accords, (now extended and effectively superseded by Basel III), which are recommendations on banking laws and regulations issued by the Basel Committee on Banking Supervision.

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Some articles on basel ii:

Leverage (finance) - Leverage and Bank Regulation
... in the 1980s, and by 1988 most large multinational banks were held to the Basel I standard ... Basel I categorized assets into five risk buckets, and mandated minimum capital requirements for each ... While Basel I is generally credited with improving bank risk management it suffered from two main defects ...
Advanced IRB - The Advantages
... Basel-II benefits customers with lower probability of default ... Basel-II benefits banks to hold lower capital requirement as having corporate customers with lower probability of default (Graph 1) ... Basel-II benefits SME customers to be treated differently from corporates ...
Market Discipline - Basel II
... Basel II is a banking supervision accord in its final version as of 2006 ... It describes and recommends the necessary minimum capital requirements necessary to keep the bank safe and sound ...
Credit Rating Agency - Uses of Ratings - Ratings Use By Government Regulators
... For example, under the Basel II agreement of the Basel Committee on Banking Supervision, banking regulators can allow banks to use credit ratings from certain approved CRAs (called "ECAIs", or "External ... Under both Basel II and SEC regulations, not just any CRA's ratings can be used for regulatory purposes ... The Basel II guidelines (paragraph 91, et al.), for example, describe certain criteria that bank regulators should look to when permitting the ratings from a particular CRA to be used ...
Basel II and The Global Financial Crisis
... The role of Basel II, both before and after the global financial crisis, has been discussed widely ... In response to the financial crisis, the Basel Committee on Banking Supervision published revised global standards, popularly known as Basel III ... study suggest that bank regulation based on the Basel accords encourage unconventional business practices and contributed to or even reinforced adverse systemic shocks that ...