Personal Finance

Personal finance refers to the financial decisions which an individual or a family unit is required to make to obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. When planning personal finances the individual would consider the suitability to his or her needs of a range of banking products (checking, savings accounts, credit cards and consumer loans) or investment and insurance products (stock market, bonds, mutual funds) (life insurance, health insurance, disability insurance) or participation and monitoring of individual- or employer-sponsored retirement plans, social security benefits, and income tax management.

Read more about Personal Finance:  Personal Financial Planning Process, Areas of Focus

Other articles related to "personal finance, personal":

Lynne Bateson - Biography
... She has written about business, personal finance, health, television, travel, careers and property, contributed general features, columns and was an editorials writer on the Daily ... Newspapers, as well as assistant editor, features editor, business editor and personal finance editor ... She received a special commendation in the 1990 Personal Finance Journalist of the Year Award, sponsored by Bradford Bingley building society ...
Federal Reserve Bank Of St. Louis - Responsibilities - Economic Education
... tools for K-16 educators nationwide, including online courses, audio and video podcasts, apps, personal finance chats, and PDF and interactive whiteboard versions of lesson plans ... In personal finance, the topics include earning income, taxes, budgeting, saving, banks and credit cards ... Many materials, including personal finance online courses and personal finance chats, are available in Spanish as well as English ...
Personal Finance - Areas of Focus
... The six key areas of personal financial planning, as suggested by the Financial Planning Standards Board, are Financial position is concerned with understanding the ... planner can determine to what degree and in what time the personal goals can be accomplished ... effective terms requires knowledge of the market for personal insurance ...
Sarah Willingham
... (born 1973 in Stoke on Trent) is a serial entrepreneur, investor and personal finance expert ... including Daybreak, This Morning, The Wright Stuff, Channel 5 and Sky News as a personal finance expert commenting on both personal finance and consumer affairs ...

Famous quotes containing the words finance and/or personal:

    Imperialism is capitalism at that stage of development at which the dominance of monopolies and finance capitalism is established; in which the export of capital has acquired pronounced importance; in which the division of the world among the international trusts has begun, in which the division of all territories of the globe among the biggest capitalist powers has been completed.
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    The personal right to acquire property, which is a natural right, gives to property, when acquired, a right to protection, as a social right.
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